Terms & Conditions

1. Acceptance of Terms

By accessing and using the website located at vidal-credit-services.com (the "Site") or submitting any funding application or inquiry to Vidal Credit Services LLC ("Company," "we," "our," or "us"), you agree to be bound by these Terms & Conditions and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site following any changes constitutes your acceptance of the updated terms. We encourage you to review these Terms periodically.

2. Use of Services

Vidal Credit Services LLC provides working capital loans, revenue-based financing, business funding, equipment financing, and business lines of credit to qualifying business entities. Our services are subject to credit approval and applicable lending guidelines.

By using our Site and submitting an application, you acknowledge and agree that:

• All information provided in your application is accurate, complete, and truthful
• Submission of an application does not guarantee approval or funding
• All funding products are subject to our underwriting criteria and terms
• Rates, terms, and amounts offered are subject to change based on market conditions and applicant qualifications
• You will not use our services for any unlawful purpose

3. Eligibility

Our funding products are available to qualifying business owners and entities only. To be eligible to apply, you must:

• Be a legally registered business entity operating in the United States
• Have been in business for a minimum of 6 months at the time of application
• Have an authorized representative with legal authority to enter into funding agreements on behalf of the business
• Meet our minimum revenue and credit criteria as determined through our underwriting process

We reserve the right to decline any application at our sole discretion and are not required to disclose the specific reasons for any such decision beyond what is required by applicable law.

4. Application Process

Submitting an application through our website initiates a preliminary review process. All applications are subject to our full underwriting review, which may include verification of business documentation, bank statements, and other financial records.

The application process involves the following:

• Submission of an initial inquiry through our contact form
• Review of preliminary information by our funding team
• Request for additional documentation as needed
• Credit and underwriting assessment
• Funding offer (if approved), subject to final documentation

Vidal Credit Services LLC reserves the right to request additional information, withdraw a preliminary offer, or decline an application at any stage of the review process. Approval of a preliminary application does not constitute a binding commitment to fund.

5. SMS Terms & Conditions

By opting in to SMS communications through our website contact form or other opt-in mechanisms, you agree to the following SMS terms and conditions:

By opting in to SMS communications, you consent to receive recurring marketing and promotional messages from Vidal Credit Services LLC via an automated telephone dialing system (ATDS). Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance.

Additional SMS terms:

• When you reply STOP, we will send a final confirmation message and remove you from our SMS list immediately
• When you reply HELP, we will send you support information including our contact email
• SMS opt-in data and consent will not be shared with any third parties for marketing purposes
• Supported carriers are not liable for delayed or undelivered messages
• For questions about SMS communications, contact us at pedro@vidal-credit-services.com

6. Limitation of Liability

To the fullest extent permitted by applicable law, Vidal Credit Services LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services, including but not limited to loss of revenue, loss of business opportunities, or loss of data.

The information on this website is provided for general informational purposes only. Nothing on this site constitutes a binding offer or commitment to lend. All funding decisions are subject to our underwriting process and applicable regulations.

We make no warranties, express or implied, regarding the accuracy, completeness, or suitability of the information on our website for any particular purpose.

7. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Any disputes arising out of or relating to these Terms & Conditions or your use of our website or services shall be subject to the exclusive jurisdiction of the state and federal courts located in Hillsborough County, Florida.

If any provision of these Terms & Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions will otherwise remain in full force and effect.

8. Contact

If you have any questions about these Terms & Conditions, please contact us:

Vidal Credit Services LLC
8370 W Hillsborough Ave Suite
Tampa, FL 33615

Email: pedro@vidal-credit-services.com

We will respond to all inquiries within a reasonable timeframe. For urgent matters related to an active application or funding agreement, please reference your application number in your email.