1. Introduction

Vidal Credit Services LLC ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at vidal-credit-services.com or submit an application for funding through our contact forms.

By using our website and submitting information to us, you agree to the terms of this Privacy Policy. If you do not agree with the terms of this policy, please do not use our website or submit personal information to us.

This Privacy Policy applies to information we collect online and through our contact forms. It does not apply to information we collect offline or through other means.

2. Information We Collect

We collect information that you voluntarily provide to us when you submit a funding application or contact form on our website. This information may include:

  • Your first and last name
  • Your email address
  • Your business name
  • Funding amount requested
  • Time in business
  • Any additional details you provide in the message field
  • Your consent preferences for SMS and email communications

We may also automatically collect certain technical information when you visit our website, including your IP address, browser type, operating system, referring URLs, and pages viewed. This information is collected using standard web server logs and similar technologies.

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To process and evaluate your funding application
  • To communicate with you about your application status and available funding options
  • To send you information about our financial products and services (where you have consented)
  • To respond to your inquiries and provide customer support
  • To improve and optimize our website and services
  • To comply with legal and regulatory obligations
  • To detect, prevent, and address technical issues and fraudulent activity

If you have opted in to receive SMS or email communications, we may use your contact information to send you marketing and promotional messages about our products and services. You may opt out at any time.

4. Information Sharing

We do not sell, trade, or otherwise transfer your personal information to outside parties for their own marketing purposes. We may share your information with trusted third parties who assist us in operating our website, processing applications, or servicing your account, provided those parties agree to keep your information confidential.

We may also disclose your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect our or others' rights, property, or safety.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. SMS & Text Message Communications

If you opt in to receive SMS/text messages from Vidal Credit Services LLC, the following terms apply:

  • We may send you marketing and promotional messages using an automated telephone dialing system (ATDS).
  • Message frequency varies. You may receive up to 4 messages per month.
  • Message and data rates may apply.
  • Reply STOP to opt out at any time. Upon receipt of your STOP message, we will send you a final message confirming your opt-out.
  • Reply HELP for assistance or contact us at pedro@vidal-credit-services.com.

Consent is NOT a condition of purchase. You may apply for funding and receive our services without consenting to receive SMS communications.

Your opt-in data and consent for SMS communications will not be shared with any third parties.

6. Data Security

We implement appropriate technical and organizational security measures designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include secure data transmission protocols, access controls, and regular security assessments.

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. If you believe your information has been compromised, please contact us immediately at pedro@vidal-credit-services.com.

7. Your Rights

Depending on your location and applicable law, you may have certain rights regarding your personal information, including:

  • The right to access and receive a copy of your personal information
  • The right to correct inaccurate personal information
  • The right to request deletion of your personal information
  • The right to opt out of marketing communications at any time
  • The right to withdraw consent for SMS or email communications

To exercise any of these rights, please contact us at pedro@vidal-credit-services.com. We will respond to your request within 30 days.

To opt out of email communications, use the unsubscribe link in any email we send. To opt out of SMS communications, reply STOP to any text message.

8. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Vidal Credit Services LLC
8370 W Hillsborough Ave Suite
Tampa, FL 33615

Email: pedro@vidal-credit-services.com

We are committed to resolving any concerns you may have about our privacy practices promptly and transparently.