About Vidal Credit Services

Our Story

Pedro Vidal founded Vidal Credit Services in Tampa to provide direct, relationship-driven business funding to Florida's entrepreneurs. Born from a deep understanding of the hustle it takes to build and grow a business in this city, we exist to be the capital partner that moves when you need to move.

As a Tampa-based lender, we understand the unique needs of Florida's business community — the seasonal swings, the growth spurts, the moments when cash flow doesn't match ambition. We're built for exactly those moments.

We're direct lenders — not brokers — which means faster decisions, more flexible terms, and a relationship built on transparency. When you work with Vidal Credit Services, you work directly with the people making the decisions.

500+
Businesses Funded
$50M+
Capital Deployed
98%
Approval Rate

Why Choose Us

Three principles that define every funding decision we make.

Direct Lender

No brokers, no middlemen. We are the lender, which means faster decisions, better rates, and a direct relationship with the people funding your business.

Fast Decisions

We know that business opportunities don't wait. Our streamlined process delivers funding decisions quickly so you can act when it matters most.

Flexible Terms

One size never fits all in business. We structure funding around your revenue, your timeline, and your specific growth objectives.

Our Values

The principles that guide every decision we make.

Vitality

We believe capital should be life-giving — fueling growth, preserving jobs, enabling the ambitions of Tampa's entrepreneurs. Every deal we close is an investment in the vitality of this community.

Precision

Financial decisions demand clarity. We analyze carefully, structure thoughtfully, and communicate honestly — bringing surgical precision to every funding solution we provide.

Trust

Trust is built through consistency. We do what we say, say what we mean, and stand behind every commitment. Your success is the only metric that matters to us.

Ready to Work with a Lender Who Gets It?

Apply today and experience the Vidal difference — direct, fast, and built around your business.

Get Started